Private Real Estate Credit
Capital Disciplined
by Experience.
Not Theory.
by Experience.
Not Theory.
GRIT — Global Realty Investor Trust — is a private real estate credit platform built on a single conviction: the creditor position is superior to equity. Founded and led by Robert Napolitano — published author, CAIA Candidate, Wharton Real Estate Finance Certificate holder, ABA-Accredited Paralegal, and Amicus to the Massachusetts Supreme Judicial Court — with two decades of first-hand experience on both sides of the deal.
+6.11%
10-year consolidated CAGR, 2016–2025. Majority personal capital at risk throughout.
1.81x
Consolidated MOIC — inception to date across all three platform strategies.
80%
Win rate — 8 of 10 positive years — through full market cycles including 2020 and 2022.
2.02x
MOIC on NPN 2nd lien trust. Zero losses.
Who We Work With
Three Relationships.
One Underwriting Standard.
One Underwriting Standard.
Family Offices & RIAs
Institutional Private Credit Access
Two Co-GP platforms — an income-oriented bridge lending vehicle and a distressed CRE debt acquisition vehicle — designed for allocators building private real estate credit exposure outside public markets.
Institutional Access →
SDIRA & Accredited Investors
Tax-Advantaged Private Credit
Deploy retirement capital in collateral-backed real estate credit instruments. GRIT’s SDIRA-compatible structures are operational — not aspirational. Compatible with Traditional and Roth structures through any qualified custodian.
SDIRA Investing →
Banks & Servicers
A Direct, Experienced Buyer
GRIT acquires NPLs, sub-performing, and re-performing notes directly from bank and servicer portfolios. Robert has personally negotiated note purchases with special assets officers and loan sale desks for over a decade. No broker intermediaries.
NPL Sourcing →
The Manager
Two Decades of Operating on
Both Sides of the Deal.
Both Sides of the Deal.
Robert Napolitano founded GRIT after two decades of direct experience as a real estate operator, mortgage banking professional, and distressed debt investor — including through the 2008–2012 credit crisis. He is the author of Confidence in the Face of Uncertainty: How Banks Seize the Upside in Down Markets (Amazon, 2024), a CAIA Candidate, Wharton Real Estate Finance Certificate holder, ABA-Accredited Paralegal, and Amicus to the Massachusetts Supreme Judicial Court.
The 6 C’s underwriting framework that governs every GRIT transaction was not built in a classroom. It was built from direct observation of what causes private credit to fail — and what protects capital when it does. A proprietary GRIT Deal Rating operationalizes that framework on every transaction, ensuring consistent standards regardless of deal size, geography, or asset type.
Full Biography & Media →
20+
Years in Real Estate Credit & Hard Asset Cycles
First-hand origination, underwriting, distressed note acquisition, and real asset allocation across the Southeast and national markets
9+
Podcast & Conference Appearances
IMN, Think Realty, FlipNerd, FSN, REI Mastermind, Money School, and more — active participant since 2014
2
Investor Communities Founded
Charlotte Dealmakers and GRIT Capital Society — active deal flow and investor education networks in the Southeast
6
Dimensions of Every Deal
Character, Credit/Credibility, Collateral, Capacity, Cash, Compensating Factors — scored through a proprietary GRIT Deal Rating on every transaction
Proprietary Underwriting Methodology
The GRIT Framework —
The 6 C’s of Private Credit
The 6 C’s of Private Credit
Built from twenty years of watching what actually causes private credit to fail — not what looks worst on a spreadsheet. Every deal starts at NO and must earn its way to YES.
Character
Credit / Credibility
Collateral
Capacity
Cash
Compensating Factors
GRIT Insights — Written by Robert Napolitano
Market Intelligence from the Field
The Southeast CRE Credit Squeeze: What Bank NPA Trends Are Telling Distressed Debt Buyers
Community and regional bank NPA ratios have been climbing quietly for six quarters. The real opportunity is in the multifamily and construction loan books of Southeast lenders who haven’t marked their problem assets yet.
What SDIRA Investors Get Wrong About Private Lending
Every Deal Starts at NO: How the 6 C’s Framework Works in Practice
The mission behind the name: restoring trust globally in the investment community through principled real estate investing.
Accredited investors, family offices, RIAs, and bank sourcing relationships welcome. GRIT does not use a public intake queue — introductions are reviewed directly by Robert Napolitano.
GRIT Partners, LLC · Global Realty Investor Trust · Past performance is not indicative of future results. All figures reflect the consolidated GRIT platform (2016–2025) in which the manager maintained majority personal capital at risk throughout. This page does not constitute an offer to sell or solicitation to buy any security. For accredited investors only. Not affiliated with a broker-dealer or SEC-registered investment advisory firm. © 2026 GRIT Partners, LLC.